Cash Advances the Easy Way with EZ Money
Almost everyone has been in a tough situation when it comes to money. If it’s still weeks until payday and you need cash quickly because of unexpected bills or expenses, it can feel overwhelming. EZ Money is here to help with a cash advance. Also known as paycheck advances or payday loans, a cash advance could be the solution to your short-term loan needs. Whatever funding emergency you’re facing, a cash advance from EZ Money is the simple way to get back on your feet between paychecks.
What is a Cash Advance?
A cash loan or cash advance loan from a provider like us is a short-term loan intended to help you get from one paycheck to another when unexpected expenses or larger-than-expected bills come up. The benefit of a cash advance is that you can pay bills on time and not have to worry about late fees.
The amount you are able to receive for a cash advance depends on where you live as well as your net income. Our team at EZ Money is familiar with the different state regulations and will take care of all the technicalities for you. We will take a look at your income and state regulations to determine how much you are able to borrow.
We understand that you’re in an urgent situation, so our team works fast to ensure you get your cash advance quickly and easily.
How do Cash Advances Work?
Cash advance loans are pretty straightforward. You must first go through an application process to state your income and other personal information that will determine how much money you are able to receive. Fees for a cash advance vary depending on which state you live in, so our team at EZ Money will help explain the fees and interest you can expect. They will work to make the application process easy and will help you walk through every step.
Different Types of Cash Advances
There are a few different types of cash advances that you can apply for, and each type comes with their own terms and conditions.
Designed to help bridge the gap between paychecks or cover an unexpected expense, they are typically required to be paid back on your next payday. These types of cash advances are beneficial when you’re in quick need of financial relief between paydays.
Similar to payday loans in the fact that they are short-term loans, installment loans can be broken down into scheduled payments over a longer period of time. These types of cash advances are better if you need a larger amount of money. Installment loans can be paid back over a longer period of time, whereas payday loans typically require faster repayment.
At EZ Money, we offer payday loans and installment loans to get you back on your feet with competitive interest rates. Our number one goal is to help you get out of your financial bind, so we’ll work with you to get you where you need to be.
Why Get a Cash Advance with EZ Money?
Our team at EZ Money makes the process simple for you. In most cases, we can approve your cash advance the same day you apply and send you on your way with cash in your pocket.
You’ll get the personalized attention you deserve with quick and friendly service that meets your needs. Our application process is simple and our team is here to make sure you understand and are comfortable with every step.
Our online application process can be completed in just a few minutes. The information we require from you includes:
- Valid identification
- Personal information like phone number, address, and email address
- Income information including pay frequency, net pay, and gross pay
- An open and active checking account
We’re here to help make this easy. We currently offer cash advances in North Dakota, Nebraska, Iowa, and Missouri. If you have any questions about our payday loans or questions about our online application, please contact us today.